What Can I Afford?

The following form is a Loan Pre-Qualifier based on your monthly income and expenses. It uses a combined debt ratio of 38% and a loan to value ratio of 80% in the calculation. The monthly payments and corresponding loan amount are estimations. Please contact your financial institution or lending agency for a comprehensive loan pre-qualification.

Monthly Income Information

Borrower's Income:
Co-Borrower's Income:

Monthly Obligation Information

Borrower's Expenses:
Co-Borrower's Expenses:

Annual Property Information

Annual Prop Taxes:
Annual Insurance:
Annual Other Fees:
If the property taxes, hazard insurance, and/or other assessments are not known, the Loan Pre-Qualifier will make an estimation.

Rate / Term Information

Rate of Interest:
Loan Term in Years:

Affordability Results

Maximum Monthly Housing Expense

Estimated Monthly Property Taxes

Estimated Monthly Insurance Cost

Maximum Monthly Principal and Interest Payments

Maximum Mortgage Amount